Receive in fiat and convert to crypto — or the other way around.
Accept payments in reais, dollars or euros and convert automatically to USDT or BRLh. Or receive in crypto and convert to the fiat currency of your operation. Conversion always happens between fiat currency and crypto — never between two fiat currencies.
Conversions only between fiat currency and crypto. We do not convert directly between fiat currencies.
Simulate personalized conditions based on your volume with your HCB advisor.
Two conversion directions
Receive in reais, dollars or euros and convert to USDT or BRLh
- Customer pays in BRL, USD or EUR
- Automatic conversion to USDT or BRLh
- Crypto balance in institutional custody
Receive in USDT or BRLh and convert to your operation's currency
- Customer pays in USDT or BRLh
- Automatic conversion to BRL, USD or EUR
- Credit to the store's digital wallet
No conversion between fiat currencies
- Every operation goes through a crypto asset
- We do not run BRL → USD or USD → EUR
- Transparent rate and fee on every conversion
Our products for merchants
Payment link, dollar and euro balances via stablecoins, and API — the complete flow between fiat currency and crypto through partners authorized for the respective service.
Payment Link
Create a payment link for your Brazilian customer to pay in reais. The amount is converted and deposited into the selected digital wallet — USDT, USD or EUR.
- ✓Customer pays in R$ via PIX or Boleto
- ✓Multi-currency automatic conversion
- ✓Direct credit to the digital wallet
Dollar balance via stablecoins
Hold and move dollar balances through USD-backed stablecoins (USDT and USDC), sending and receiving globally in minutes, any day and any hour.
- ✓Dollar balance via USDT and USDC
- ✓Global sending and receiving in minutes
- ✓Convert to reais via Pix whenever you want
Euro balance via stablecoins
Operate in euros through EUR-backed stablecoins, paying and receiving from European partners without depending on banking hours or intermediaries.
- ✓Euro balance via EUR stablecoins
- ✓Payments to European partners without intermediaries
- ✓Swap between dollar, euro and real in the same wallet
Trading APIs
Complete set of REST APIs for intermediation, digital wallets, assets and conversions — ready to integrate with your ERP or platform.
- ✓Documented REST APIs
- ✓Real-time webhooks
- ✓Sandbox for testing
From charge to balance in 4 steps
Create the charge
Create a payment link defining whether the customer pays in fiat or in crypto.
Customer pays
Payment in BRL, USD, EUR — or in USDT/BRLh, according to the charge.
Automatic conversion
We convert from fiat to crypto, or from crypto to fiat.
Balance in your wallet
The converted amount goes directly to the store's digital wallet, ready to use.
Who is it ideal for?
E-commerce
Receive in reais, dollars or euros at checkout and keep your cash in USDT.
Stores in Ciudad del Este
Accept payments from tourists and convert your cash to digital dollars.
Crypto-native businesses
Receive in USDT or BRLh and convert to fiat whenever you need.
Convert fiat and crypto with fees up to 10x lower
No chargebacks, no expensive advances, no holdbacks. Direct conversion with immediate settlement.
Ready to accept PIX in your business?
Integration in a few days, with dedicated technical support.